Well, it sure doesn't look like spring here yet, but it's the first day of spring. I sure hope that the rest of this snow melts soon.
I was so excited to see a glimpse of blacktop through the snow on my road. That means it won't be long before all of the snow is gone. I hope this year isn't as dry as last year!
8 comments:
Thank you for visiting my blog. I just wanted to clarify that unfortunately, I am not cancer free. I have no "active" cancer or tumors right now. I pray it stays that way for many many years, but I am thankful for it today. One day at a time. I hope your MIL's friend will have much success and win her battle as well.
Sorry, but I am glad that there aren't any tumors and I hope that you're able to stay that way. From what I hear MIL's sister is not going to be as lucky as you have been. I pray that's not true, but there's only so much we humans can do to fight cancer.
Hi Cinj! First thing that caught my attention when I landed on your blog was your location. I did grad school time in Madison, WI! Know all about those frigid, snowy winters. And after WI it was Iowa and then Nebraska. Am most thankful to be somewhere a bit more temperate now!
www- Thanks for stopping by. Glad you can enjoy warmer temps!
Cinj, hope you don't mind me leaving a comment here, on Blotanical I couldn't fit it in the short message box.
My husband is a financial consultant and I've picked up some knowledge from listening to him over the years.
When you are trying to sell a house and get an offer much lower than you want, you need to do some math. Figure out what the house costs you each month. Add it all up, loans, taxes, utilities, and although you can't put a dollar amount on it, consider that wear and tear is going on even if nobody is living there.
Now compare the money you lost last month to the amount of the offer. How many months of losses would bring the price up to the cost of your loan? If it's only a few months, maybe you'd be better to take the money and just pay the rest of that loan off (you are already making payments anyway). Have you been able to make a counter offer with the potential buyers? You could bring the price closer to what they are offering and say it's "as is" which means you won't fix anything that an engineer finds wrong. That's another added expense that people don't think about in advance.
I could be way off the mark here but I watch the real estate market as a hobby. Homes on Long Island are so incredibly expensive that most of us have our retirement money tied up in them. The house across the street from me came on the market 6 months ago at $649,000. It was a joke, it's poorly designed, a small ranch bungalow house with no added features and although it's on an acre, it's never been maintained. The current owners already moved and can't handle the two mortgages and dropped the price last week to $498,000, a record low in this area for the past few years. They too will take a loss but the cost to keep it heated and the insane taxes around here are killing them.
Anyway, enough silly advice from me. I wish you luck soon with both of your homes!
Melanie- Thanks for stopping by. I don't mind if people comment on things anywhere they want. I'm not uptight about that kind of stuff at all.
We did a lot of talking over at hg before my posts starting mysterious dissappearing acts. They said the same thing. The problem is, the offer is $30,000 less than I need. With finances as they are I don't see getting a loan for that amount. The people who made the offer were looking at houses that were in foreclosure that were selling for $45,000 less than what they offered me, so I guess I'm afraid if I come in with a higher counter they'll just walk and find something else. There are plenty of houses out there to be had, so I guess I'm afraid to take a chance. Does that sound crazy?
I'm just hoping the banks will take the loss so they don't have to deal with the headache of yet another foreclosure. I guess I'll just have to wait and see. It seems that all I've been doing lately is waiting! They'd take in far less if it becomes a foreclosure anyway.
It was hot here today. I have rosey cheeks and a sunburned neck--hazzards of looking down at plants all day. Tomorrow is seventy degrees. But Sunday night--we are suppose to get snow flurries. That's what happens here in NC. People bought a bunch of plants today that I know will be dead by Monday if they plant them this weekend. April 15th is suppose to be our last frost date but I wait till after Mother's Day weekend. The weather here is too crazy.
I do too, but basically because they don't even SELL plants around here before that. Our last frost is in May. Weather gets pretty crazy around here too. Glad I don't live a couple hours south of here, they're supposed to get slammed with a bunch of snow.
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